Public Finance Limited (formerly known as "JCG Finance Company, Limited") ("Public Finance" or the "Company") was incorporated in October, 1977. It is one of the largest financial institutions in Hong Kong with a total of 42 branches located in Hong Kong Island, Kowloon and the New Territories. Public Finance is a deposit-taking company under the supervision of the Hong Kong Monetary Authority. Public Finance is engaged in various business activities including the provision of personal and commercial lending, overdraft, property mortgage loans, hire purchase and leasing, taxi financing and fixed deposits, etc.